No interest loans

money_icon.jpgYou urgently need a new hot water service, fridge or aid for the person you are caring for, but the budget just won’t stretch that far. The good news is that some working carers on a very low income or social security payment may be eligible to apply for a no interest loan for essential items. NILS, the No Interest Loans Scheme, is a successful Australia-wide program.

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Additional holiday leave

money_icon.jpgSchool holidays often pose problems for working carers who have school aged children. Finding suitable care and activities, especially for younger children, when you have to work is not always easy. In this article we outline a flexible leave option that allows parents to take extra leave in the school holidays and note the financial implications of this decision.

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Financial assistance for studying

money_icon.jpgStudying while you are working and caring can improve your chances of promotion and your job prospects. Your employer may assist you to study, or if you are receiving Centrelink’s Carer Payment you may be eligible for other income supplements. This article provides an overview of study assistance at work and Centrelink’s Pensioner Education Supplement (PES) and Fares Allowance. Talk to your employer or contact Centrelink to make an application.


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Building access into caring

money_icon.jpgOne of the more nuts and bolts issues relating to caring can be the modifications required to the family home to accommodate the physical needs of the care receiver. Bathing, toileting, even moving the care receiver from their bed to the car can take on the logistics of a military exercise.   This week we feature a joint government sponsored service available throughout the state to assist working carers to improve safety and access around the home.

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Internet Banking

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Time is precious for busy working carers and even finding time to do your banking can be difficult. Have you thought about using the Internet or telephone to do your banking and pay your bills? These services are available 24 hours a day, 7 days a week and can save you time and in some cases money. This article provides an overview of how to use these services and includes some useful tips and tricks.  

 

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